Personal Bankruptcy

Wilmington, Delaware, Bankruptcy Attorneys

Chapter 7 Liquidation or Chapter 13 Reorganization: An Affordable Solution to Debt Problems

• Stop liens & home foreclosure - Now
• Stop creditor harassment - Now
• Get tax relief - Now
• Eliminate debt - Now
• Get a FRESH START - Now

Call Rahaim & Saints for a FREE Consultation: Wilmington office 302-892-9200 or Newark office 302-832-1800

Debt Relief through Personal Bankruptcy

Many Delaware residents find themselves facing an uncertain financial future through no fault of their own: job loss, divorce, health problems, and unforeseen circumstances. You can get relief from the mounting bills.

Filing for bankruptcy stops foreclosure on your home, ends creditor phone calls and helps you avoid both automobile repossession and wage garnishment. In addition, most people do not lose any assets when they file for personal bankruptcy, while debts are either erased or spread out over several years without additional interest and penalties.

The Wilmington law firm of Rahaim & Saints has helped hundreds of citizens of New Castle County, and throughout Delaware, get a FRESH START and protect their assets through the filing and negotiation of personal bankruptcy actions. We advise individuals and couples on their eligibility for Chapter 7 bankruptcy (wiping out debts) and Chapter 13 bankruptcy (repaying debts over time), as well as the pros and cons of filing for each.

But I'm already broke - how much will this cost?

We understand that you don't need the additional pressure of high legal fees compounding an already stressful situation. Our personal bankruptcy services are available at affordable rates based on individual circumstances, plus payment plans where appropriate.

If you're struggling under a mountain of debt, contact our experienced Bankruptcy Court lawyer for a FREE consultation and review of your rights under the law. We ensure that you understand your options before making decisions that could affect your family's future.

Recent changes in U.S. Bankruptcy Laws

In 2005, Congress changed the rules for filing a personal bankruptcy claim. Your ability to choose Chapter 7 (liquidation) over Chapter 13 (reorganization) bankruptcy now depends on a new set of guidelines. As with all areas of the law, our bankruptcy attorney keeps abreast of legislative changes and judicial rulings to help clients make the best decisions for their current situation.

Contact Rahaim & Saints today to discuss the new regulations and how they may impact your bankruptcy action. Call our Wilmington office (302-892-9200) and Newark office (302-832-1800) for your free, confidential consultation.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.